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Financial history matters.

Looking into a candidate’s financial history gives organizations an extra layer of assurance, particularly when a job candidate will have access to money or other sensitive/valuable assets. We conduct everything from consumer credit report searches to federal bankruptcy searches and searches for liens or judgments.

While a candidate’s past financial history is not a perfect prognosticator of future behavior, it does offer a measure of insight and clarity while allowing organizations to minimize risk.

aINSIGHT’s Financial History Records Search Services Include:

A consumer credit report details an individual’s financial performance as reflected by one of the 3 credit bureaus: Experian, Equifax or TransUnion. It includes credit accounts (trades), their current status (current payments, late payments and charge offs, for example), public records and accounts that have been placed for collection.

A credit report is recommended for employees who will have access to sensitive company information, particularly, those with financial functions within an organization. Relevance to job function should be determined before requesting a credit report for employment purposes.

aINSIGHT is partnered with Experian, a global leader in consumer and business credit reporting services, to provide detailed credit bureau reports for both individuals and business entities.

A bankruptcy search is performed at the Federal Level and reveals if a person or business has ever filed bankruptcy.

aINSIGHT will search and identify all civil lien and judgment filings for a given candidate. Searches are conducted at the state level and identify all plaintiffs, defendants and liability amounts. Using tax lien and civil judgment records in employment screening must comply with federal and state laws. Signed candidate release forms are required before conducting any background check on your candidate.

The three major credit bureaus removed tax liens and judgments from credit reports. Therefore it is recommended to perform tax lien and judgment searches if you are hiring someone for a financial position where fiscal responsibility is predominant.

Get More with Our Background Check Packages

Choose the package that works best for your organization. Easily customize it with add-ons.

Basic Insight

Based on current name and current address provided by applicant

  • Current County/Parish Court Criminal Records Search
  • National Criminal Insight Search
  • Current Federal District Court Criminal Records Search
  • Address Insight

Insight Plus

Developed search with AKA's, all jurisdictions for names and addresses provided by applicant and developed by aINSIGHT

  • County/Parish Court Criminal Records Searches - all names/addresses last 7 years
  • National Criminal Insight Search
  • Federal District Court Criminal Records Searches - all names/addresses last 7 years
  • Address Insight

Experience the aINSIGHT Difference

  • We are an intelligent, single-source solution to the country’s most notable employers, including business owners, government entities and Fortune 500 corporations.
  • We will implement a full-spectrum screening program complete with a suite of background screening services designed specifically for your industry.
  • We offer complete US coverage and comprehensive global services.
  • We strive to achieve exceptional quality control standards on every screen.
  • We enable custom forms automation and custom integrations with HRIS and ATS.
  • We are HR-XML Certified and offer web-based ordering and reporting.
  • We have a proven track record and rely on sophisticated, state-of-the-art technology systems.

Our Service Pledge to You

Our account managers and compliance professionals are responsive and committed to delivering an expert, positive, and repeatable customer service experience every time.

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